HEB Money Order Limit: Fees, Payment Method & How Many Money Orders Can Be Received In A Day – Full Details!

On: April 29, 2025 7:00 PM

HEB Money Order Limit If you’re considering using H-E-B for your money order needs, here’s a comprehensive guide covering the latest limits, fees, payment options, and how many money orders you can receive or send in a day.

HEB Money Order Limit

Money Order Limit at H-E-B

The maximum amount for a single H-E-B money order is $1,000

If you need to send more than $1,000, you must purchase multiple money orders. For example, to send $1,500, you would buy one $1,000 money order and one $500 money order

Fees for H-E-B Money Orders

Each H-E-B money order costs $1.25 in fees

If you purchase multiple money orders, the $1.25 fee applies to each one. For example, two money orders would incur a total fee of $2.50

Payment Methods Accepted

H-E-B accepts cash and debit cards for money order purchases

How Many Money Orders Can Be Received or Sent in a Day

H-E-B itself does not publish a strict daily limit on the number of money orders you can buy, but most providers (including H-E-B’s partner Western Union) have compliance limits to prevent fraud and money laundering1 5.

If your total money order purchases reach $3,000 or more

Transaction Report (FTR) and present a valid

Practically, you can buy up to three $1,000 money orders

(totaling $3,000) before triggering extra reporting requirements.

alternatives like cashier’s checks or wire transfers

Receiving Money Orders

To receive a money order at H-E-B, the recipient must present a valid ID and the Money Transfer Control Number (MTCN) at the store

There is no explicit limit on how many money orders you can receive in a day, but large or suspicious transactions may be subject to additional scrutiny or reporting, in line with anti-money laundering regulations.

Other Key Details

H-E-B money orders do not expire, but after 1–3 years, a service

charge may be deducted if not cashed, depending on state law

Western Union is the provider for H-E-B money orders, allowing you to send money domestically and to over 200 countries

For international money orders, currency exchange rates and additional fees may apply

Summary Table

Feature	Details
Maximum per money order	$1,000
Fee per money order	$1.25
Payment methods	Cash, Debit Card
Credit card accepted?	No
Daily purchase limit	$3,000 before extra reporting
Provider	Western Union
Expiry	No, but service charge after 1–3 years (varies by state)

Tips for Large Transactions

For amounts above $3,000, consider alternatives like cashier’s checks or wire transfers to avoid extra paperwork and reporting.

Always keep your receipt and tracking number for security and proof of purchase

H-E-B money orders are a convenient, affordable way to send money, with clear limits and low fees. Just remember the $1,000 per order cap, the $3,000 daily reporting threshold,

and that only cash or debit cards are accepted for payment. For even larger amounts or international transfers, compare your options to find the best fit for your needs.